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Claribeth Valencia

Date Published: 2022-04-10

You've found your dream home, your offer is accepted and your closing date is 20 days away.We know your mind is on furnishing your house and buying supplies.And you're probably a little overwhelmed with all that goes into moving. Don't jeopardize your chance at a successful closing by making one of these errors.

Here's what NOT to do before closing on your new home:

1. Change jobs
2. Increase debts
3. Apply for new credit
4. Move money without a paper trail
5. Skip a payment or make a late payment for a bill
6. Spend your savings
7. Buy big-ticket items

Lenders will continue to check your credit, income and job stability up to just before closing to see if anything has changed that may impact you qualifying.

Source: Pat Zaby,

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The payment method to use for the purchase of a property will depend on the amount of money you have available to invest, as well as your credit reputation. The budget you have will help you choose the area, the type of land and the dimensions of your new property.

Your future taxes and liabilities may be affected if you buy your new property with a company or buy under your own name. A Real Estate Agent can help you select the best option. It is common to observe that the use of an LLC (limited liability company) is the most frequent due to:

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